Travel Insurance
Travel with complete confidence knowing you’re protected wherever your journey takes you. From single trips to annual coverage, we’ve got your adventures covered.
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For Single Booking Insurance
Perfect for one-off holidays, business trips, or special occasions.
What We Cover
Medical Emergencies Abroad
- Emergency medical treatment up to £10 million
- Emergency dental treatment
- Medical repatriation back to the UK
- 24/7 emergency assistance helpline
Trip Cancellation & Interruption
- Get your money back if you need to cancel before you go
- Additional expenses if you need to cut your trip short
- Covers illness, injury, redundancy, and other unforeseen circumstances
- Missed departure due to strikes or transport delays
Lost, Stolen & Delayed Baggage
- Replacement costs for lost or stolen belongings
- Emergency purchases if baggage is delayed over 12 hours
- Cover for valuable items like cameras and electronics
- Personal money and travel documents replacement
Travel Delays & Missed Connections
- Additional accommodation and meal expenses
- Alternative transport arrangements
- Compensation for significant delays
- Cover for missed connecting flights
Personal Liability
- Protection if you accidentally injure someone or damage property
- Legal expenses and compensation costs
- Cover up to £2 million for most destinations
Adventure Sports & Activities
- Over 100 sports and activities covered as standard
- Optional cover for higher-risk activities
- Equipment cover for sports gear
- Rescue and recovery expenses
Frequently Asked Questions
Do I need travel insurance for UK trips?
While not legally required, UK travel insurance covers accommodation costs if your trip is cancelled, additional expenses from delays, and personal belongings protection.
What if I have a pre-existing medical condition?
We can arrange cover for most pre-existing conditions. It’s important to declare all medical conditions when applying to ensure your cover is valid.
Does travel insurance cover adventure activities?
Many activities are covered as standard, including skiing, snorkeling, and hiking. Higher-risk activities may require additional coverage.
Can I buy travel insurance after I've already left?
Unfortunately, no. Travel insurance must be purchased before you start your journey to be valid.
How quickly can I get cover?
Single trip insurance can be arranged instantly online. Annual and group policies typically take 24-48 hours to arrange.
WHY CHOOSE PEARL ROSE FOR TRAVEL INSURANCE?
Expert Travel Knowledge
Competitive Rates
24/7 Emergency Support
Claims Advocacy
Flexible Options
Our Customers
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